Auth & Payments

Cap Table & Equity Management Tools: Carta, Pulley, AngelList Stack, Capboard, Shareworks, Ledgy, Equiteo

If you've raised any money or issued any equity (founder shares, advisor grants, employee options) in 2026, you need a cap table tool. Spreadsheets work for ...

Cap Table & Equity Management Tools: Carta, Pulley, AngelList Stack, Capboard, Shareworks, Ledgy, Equiteo

⬅️ Auth & Payments Overview

If you've raised any money or issued any equity (founder shares, advisor grants, employee options) in 2026, you need a cap table tool. Spreadsheets work for the first 3 months and then break catastrophically: missed grants; expired options never converted; 409A valuation late; tax bombs at exit. The right tool tracks ownership, manages grants + vesting, runs 409A valuations, generates board consents, files Form 3921 / IRS reporting, and shows what a future round would do to ownership. Most US founders default-buy Carta (the dominant US tool); Pulley is the modern challenger; AngelList Stack is bundled-with-incorporation; international founders pick Ledgy / Capboard. The wrong choice creates ongoing friction and surprise tax bills at exit.

TL;DR Decision Matrix

Provider Type Free Tier Pricing Indie Vibe Best For
Carta US dominant Free <25 stakeholders $1.5K-50K+/yr Medium US-default; established
Pulley Modern challenger Free pre-seed $1K-25K/yr Very high Modern startups
AngelList Stack Bundled w/ incorporation $99/mo $99-499/mo High AngelList-incorporated
Capboard EU / global Free trial $$ High EU / global ex-US
Ledgy EU equity management Custom $$$ Medium EU mid-market
Shareworks (Morgan Stanley) Enterprise / public Custom $$$$ Low Public companies / large pre-IPO
Equiteo UK-focused Custom $$ Medium UK / EU
Vauban EU / global SPVs Custom $$$ Medium SPV-heavy stacks
Capdesk (acquired by Carta) Was EU; merged into Carta -- -- -- (legacy)
Computershare Public companies Custom $$$$ Very low Post-IPO
Eqvista Indie-friendly Free <99 stakeholders $$ High Bootstrapped indies
Cake Equity AU / international Free trial $$ High AU / NZ / non-US

The first decision is country / jurisdiction. US: Carta / Pulley / AngelList Stack. UK / EU: Ledgy / Capboard / Equiteo. Multi-jurisdiction: Carta has best coverage; others growing.

Decide What You Need First

Tools are not interchangeable. Pick by jurisdiction + stage.

Pre-seed / seed US ($0-200/mo)

You've raised <$5M; <30 stakeholders.

Right tools:

  • Carta Free (<25 stakeholders; full features)
  • Pulley Free (pre-seed)
  • AngelList Stack if AngelList-incorporated ($99/mo)

Series A US ($1.5-5K/yr)

You've raised ~$5-25M; 30-100 stakeholders; have employees with options.

Right tools:

  • Carta Launch tier
  • Pulley Series A tier
  • 409A valuation included

Series B+ US ($5-30K/yr)

Multiple rounds; complex equity (RSUs / SARs); large team.

Right tools:

  • Carta Mid-Market
  • Pulley Scale
  • Add: secondary marketplace if relevant

EU / UK / Global ($/£/€)

Different tax regimes; different equity vehicles (EMI / BSPCE / RSU variants).

Right tools:

  • Ledgy — EU mid-market
  • Capboard — multi-jurisdiction
  • Equiteo — UK
  • Carta has EU support but not always best for local rules

Bootstrapped / no-VC ($0-200/mo)

You've issued founder shares + maybe advisor grants; no VC investors.

Right tools:

  • Eqvista Free (<99 stakeholders)
  • Carta Free (<25)
  • Spreadsheet (just kidding; don't)

Provider Deep-Dives

Carta — US dominant

Founded 2012. The dominant US cap table tool. Handles 40K+ companies; massive ecosystem.

Pricing in 2026: Free for ≤25 stakeholders; Launch ($1.5K/yr); Build ($5K/yr); Scale (~$10-25K/yr); Mid-Market / Enterprise custom.

Features: cap table, options + RSUs + SARs, 409A valuations (in-house), board consents, employee equity portal, transfer agent services, secondary tender offers, fund administration, Carta X (private-market secondary).

Why Carta wins in US: ecosystem; investors expect it; CPAs / lawyers know it; everyone integrates.

Trade-offs: pricing climbs steeply; UX has issues; controversy around Carta X (2024 employee-data scandal damaged trust temporarily); some US founders have migrated.

Pick if: US default; want broad ecosystem. Don't pick if: cost-conscious or post-controversy distrust.

Pulley — modern challenger

Founded 2019; YC-backed. Modern UX; growing fast 2023-2026. Y Combinator's recommended cap table tool.

Pricing in 2026: Free pre-seed; Seed Track $850/yr; Series A $2K/yr; Scale $$$.

Features: cap table, options, 409A valuations, scenario modeling, employee portal, board consents.

Why Pulley wins: modern UX; YC partnership; pricing transparency (Carta is opaque); quality customer service.

Trade-offs: smaller ecosystem; some integrations weaker; less tested at scale.

Pick if: new company starting fresh; YC company; want modern UX. Don't pick if: existing Carta migration overhead high.

AngelList Stack

Bundled with AngelList incorporation. If you incorporate via AngelList, cap table included.

Pricing in 2026: $99/mo basic; $499/mo for some advanced.

Features: cap table, SAFE management, employee equity, integration with AngelList rolling fund infrastructure, banking via AngelList partners.

Why AngelList Stack: zero-friction if AngelList-incorporated; bundled bookkeeping / banking / cap table / SAFE.

Pick if: AngelList-incorporated. Don't pick if: not AngelList; or want deepest cap-table features (Carta / Pulley deeper).

Capboard / Ledgy / Equiteo / Cake Equity

EU / international options:

  • Ledgy — Swiss; popular in EU / mid-market
  • Capboard — Spanish; multi-jurisdiction
  • Equiteo — UK-focused; EMI / BSPCE handling
  • Cake Equity — AU / NZ / international

Pick by jurisdiction.

Eqvista

Indie-friendly; free for <99 stakeholders.

Features: cap table, 409A, basic options, IRS reporting.

Pick if: bootstrapped; cost-conscious; under 100 stakeholders. Don't pick if: VC-backed (investors prefer Carta / Pulley).

Shareworks / Computershare

Enterprise / public company territory. Used post-IPO and very-large-private.

Pick if: $200M+ valuation private or public. Don't pick if: smaller scale.

Vauban

SPV-management focused. Helpful if running rolling-fund / SPV vehicles.

Pick if: SPV-heavy fund structure. Don't pick if: just running an operating company.

What Cap Table Tools Won't Do

Buying a cap table tool doesn't:

  1. Replace your lawyer. Tools generate documents; lawyer reviews; signs as counsel.
  2. Replace 409A valuation analyst. Some tools include 409A in their service; they're hiring an analyst behind the scenes; you still need expert review.
  3. File your taxes. Tools generate Form 3921 (incentive stock option exercise reporting), but tax filings happen via CPA.
  4. Track non-equity compensation. Cash bonuses / RSUs not yet granted / etc. handled elsewhere.
  5. Manage non-equity ownership. Real estate / IP licensing / royalty agreements aren't cap table items.

The honest framing: cap table tools are systems-of-record for equity ownership. Lawyer / CPA / valuation analyst are still essential.

Pragmatic Stack Patterns

Pattern 1: Pre-seed indie ($0/mo)

  • Carta Free (<25 stakeholders) OR Pulley Free
  • Lawyer at incorporation ($1-3K) draws docs
  • Self-managed grants
  • Total: $0-3K/yr (lawyer)

Pattern 2: Seed-funded ($1.5-5K/yr)

  • Carta Launch OR Pulley Seed Track
  • 409A valuation (annual; ~$3-5K)
  • Lawyer for grants / round docs
  • Total: $5-15K/yr

Pattern 3: Series A ($5-15K/yr)

  • Carta Build OR Pulley Series A
  • 409A valuation included or separate
  • Lawyer for major events
  • Total: $15-30K/yr

Pattern 4: Series B+ ($15-50K/yr)

  • Carta Mid-Market OR Pulley Scale
  • 409A quarterly
  • In-house finance team
  • Lawyer + tax CPA
  • Total: $50-150K/yr

Pattern 5: EU / UK ($/yr)

  • Ledgy OR Capboard OR Equiteo (jurisdiction-specific)
  • Local lawyer + tax advisor
  • Total: $5-30K/yr

Pattern 6: AngelList ecosystem ($99-499/mo)

  • AngelList Stack bundled cap table + banking + bookkeeping
  • For AngelList-incorporated companies
  • Total: $1.2K-6K/yr

Decision Framework: Three Questions

  1. Where are you incorporated?

    • US → Carta / Pulley / AngelList
    • UK / EU → Ledgy / Capboard / Equiteo
    • Multi-jurisdiction → Carta (broadest) or specialized per
  2. What's your stage?

    • Pre-seed → Free tiers (Carta / Pulley / Eqvista)
    • Seed → Launch / Seed Track tiers ($1-2K/yr)
    • Series A+ → mid-tier ($5-15K/yr)
    • Series B+ → enterprise tiers ($15K+/yr)
  3. VC-backed or bootstrapped?

    • VC-backed → Carta / Pulley (investor-expected)
    • Bootstrapped → Eqvista / Carta Free / spreadsheet-then-Carta

Verdict

For 50% of US-incorporated VC-backed startups in 2026: Carta. Ecosystem moats; investors expect it; CPAs know it. The default unless you specifically prefer modern UX.

For 25%: Pulley. YC-backed; modern UX; transparent pricing. The 2026 default for new YC companies and Carta-skeptics.

For 10%: AngelList Stack. If you incorporated via AngelList; bundled is convenient.

For 10%: Ledgy / Capboard / Equiteo for EU / UK / global.

For 5%: Eqvista for bootstrapped / cost-conscious indies.

The mistake to avoid: maintaining a spreadsheet past 5 stakeholders. Inevitable: missed grants; expired options that should have been re-granted; 83(b) elections forgotten; surprise tax at exit. Even at indie scale, free tier of Carta / Pulley / Eqvista is right tool.

The second mistake: delaying 409A. Required for issuing options at fair-market-value strike. Without: penalty taxes for option holders (IRS 409A penalty = ~20% + interest). Pay $3-5K annually; worth it.

See Also

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